Legal

Meeting with a Bankruptcy Attorney? Bring These 4 Things

What should you bring with you when you talk to an Atlanta bankruptcy attorney? Technically, you don’t need to bring anything with you when you meet for your initial consultation, but you can help your lawyer understand your financial situation and get a better picture of your situation if you bring a few things with you.

  1. A list of your outstanding debts and creditors
  2. Financial and tax documents
  3. A list of your assets
  4. Paystubs for the last six months

Being prepared for your consultation will help make the whole process easier, as your attorney takes a look at whether you qualify for Chapter 7, Chapter 13, or if debt resolution is right for you. So, what should you be getting together as you plan to talk to a bankruptcy attorney in Atlanta?

Meeting with an Atlanta Bankruptcy Attorney? Bring a List of Your Debts and Creditors

If possible, put together a list of all your debts and creditors. You don’t have to bring your actual bills with you to your consultation, but this list will help us get a picture of the kind of debt you have and how to proceed. We’ll see if you have mostly unsecured debts, like credit cards, or if you’re behind on your mortgage and afraid of losing your home.

Financial and Tax Documents Necessary in Filing for Bankruptcy

As your bankruptcy attorney helps you file for bankruptcy, we’ll need several documents. You don’t necessarily have to have these to meet with an attorney for the first time, but it can help as we start the filing process. These include:

  • Tax returns for the last two years
  • Paystubs for the last six months (if you’ve been employed in that time)
  • Current statements for your mortgage and/or vehicle (if you own a home and/or are paying off a car loan)

A List of Your Assets Give Your Bankruptcy Attorney Info to Help You

If we file for Chapter 13 bankruptcy, we’ll be working to protect your assets. Bring a list of those assets with you, including your home, vehicles, any other properties you own, and anything else of value. Again, this will help your bankruptcy attorney help you. With a list of your assets and your financial documents, we’ll have a great start to help you file for Chapter 13 bankruptcy, or go with another option.

Paystubs for the Last Six Months – Necessary to File for Bankruptcy

If you’ve been employed over the last several months, go ahead and bring your paystubs with you. Not only will we be able to determine if your income qualifies for Chapter 7 or Chapter 13 bankruptcy, but we’ll be ahead of the game with the documentation we need to file for you.

Even if you don’t have any of these documents, don’t hesitate to call us at Holston & Huntley, today to schedule your free bankruptcy consultation. We’re here to help you through this difficult time, and to make the process as painless as possible. Call today at (404) 620-3337, or fill out the contact form. Let’s work together to resolve your debts so you can get on with your life.

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