Filing bankruptcy with a bankruptcy lawyer is one of the easiest ways to reorganize your finances and get back on your feet financially. Bankruptcy lawyers specialize in helping people find the financial relief that they need and to start rebuilding a brighter financial future.
There are a lot of mixed emotions about filing bankruptcy that bankruptcy attorneys can help to put to rest. A large part of the bankruptcy fear lies in the unknown. There are plenty of misconceptions about the process. However, bankruptcy lawyers can help to dispel any worry you may have about filing for bankruptcy protection.
Your First Step is To Talk To a Bankruptcy Attorney
A lot of people file bankruptcy in Georgia. A bankruptcy attorney Georgia residents have used to get them out of debt can do the same thing for you. If you are struggling with whether bankruptcy is right for your situation the best thing you can do is gather more information from a reliable source.
Bankruptcy is a serious decision. It is a decision that you want to make fully informed. Making an appointment to consult with an attorney will give you the opportunity to ask your questions. It will also be an opportunity to learn about the different filing options.
Different Filing Options
Many people do not realize that there are different chapters of the bankruptcy laws that are available to consumers. Typically a Chapter 7 attorney is also a Chapter 13 bankruptcy attorney, and they have the specialized knowledge and skillset to also manage commercial bankruptcy filings as well. Bankruptcy lawyers can manage all bankruptcy situations.
You and the attorney will sit down and review your current financial situation and decide which chapter is best for your needs. Each chapter has different filing requirements and caveats, the attorney will go over your options and help you to decide which chapter is right for you.
Bankruptcy Misconceptions
Many people feel like there is shame associated with taking advantage of these consumer protection laws. Some people feel like filing bankruptcy is a failure. However the fact is in many cases filing bankruptcy is the responsible thing to do.
When you choose to file a chapter through a bankruptcy attorney you are taking the responsible step in getting your finances together. You are facing the problems head-on and taking responsibility for the debt. You are not just ignoring things and hoping they will resolve themselves.
Another common misconception is that your credit is ruined forever if you take this step. The fact is you will have to rebuild your credit but you can rebuild your credit. You are not facing a lifetime of no credit.
You are not alone. In California alone, over 240,000 people filed bankruptcy. People from all walks of life file bankruptcy, and in many cases go on to do great things with their finances.
Contact a bankruptcy lawyer Atlanta residents have found helpful in their quest to find financial relief. Call Holston and Huntley attorneys at (404) 620-3337 or reach us online today.
